Terms of Service

Last updated: 1 September 2026

1. The service

TxFlow provides automated extraction of transaction data from bank statement files. By creating an account you agree to these terms.

2. Your responsibilities

You must have the right to upload the statements you submit — either they are yours, or your client has authorised you to process them. You are responsible for the accuracy of your account details and for keeping your credentials confidential.

3. Accuracy and review

We engineer TxFlow for very high extraction accuracy, including automatic balance reconciliation checks. However, extracted data is a working aid, not a substitute for professional review. You remain responsible for verifying outputs before relying on them in accounts, audits, or filings.

4. Subscriptions and credits

Paid plans renew monthly and include a statement processing allowance as described on the pricing page. Unused allowances on reset-style plans do not roll over. You may cancel at any time; access continues to the end of the paid period.

5. Acceptable use

Do not upload unlawful content, attempt to access other users' data, or disrupt the service. We may suspend accounts that breach these terms.

6. Liability

To the extent permitted by Hong Kong law, our aggregate liability is limited to the fees you paid in the 12 months preceding the claim. We are not liable for indirect or consequential losses.

7. Governing law

These terms are governed by the laws of the Hong Kong Special Administrative Region. Questions: info@txflow.top.